If you are considering a defined benefit (DB) pension transfer, you are about to make one of the most consequential financial decisions of your life. The cash equivalent transfer values (CETVs) on offer from some pension schemes can run into hundreds of thousands — or even millions — of pounds. Getting it right matters enormously….
The value of a defined benefit (DB) pension transfer offer — your Cash Equivalent Transfer Value (CETV) — does not exist in a vacuum. It rises and falls with economic conditions, particularly interest rates, gilt yields, and inflation expectations. Understanding how these forces interact can help you make a more informed decision about whether now…