Terms of service
The terms that apply when you use the pensiontransferspecialist.co.uk website. Please read them carefully.
Last updated: 22 October 2026
About these terms
These terms of use ("terms") apply to your use of the website at pensiontransferspecialist.co.uk ("the website"). By using the website, you agree to these terms. If you don't agree, please don't use the website.
In these terms, "we", "us" and "our" mean Arthur Browns Wealth Management Ltd.
Who we are
The Pension Transfer Specialist website is operated by Arthur Browns Wealth Management Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA), Firm Reference Number 825843. You can check our details on the FCA Register.
- Registered in England and Wales, company number 06190352
- Registered office: Titan House, 13 Station Road, Horsforth, Leeds LS18 5PA
- Enquiries: phil@arthurbrowns.co.uk
- Phone: 0113 403 8425
Arthur Browns is a trading name of Adviser Platform Lda (APL), regulated by the Portuguese ASF, registration 607124296.
Information only, not advice
The content on this website is general information about pensions, including defined benefit (final salary) pensions, transfer values and the advice process. It is not financial, tax, legal or investment advice, and it is not a personal recommendation.
We do not give defined benefit pension transfer advice. Our free chat gives general information about how transfers and the advice process work. If you want regulated advice on a defined benefit transfer, we can introduce you to an FCA-authorised firm that holds the pension transfer permission. Arthur Browns may receive a fee from the firm we introduce you to if you become their client. You can read more on our Important information page.
If your safeguarded benefits are worth more than £30,000, the law requires you to take advice from an FCA-authorised firm with the pension transfer permission before you can transfer.
No reliance
Pensions and tax rules are complex, and how they apply depends on your own circumstances. You should not rely on the content of this website when making a decision about your pension. Before you act, please take regulated advice or use free, impartial guidance from MoneyHelper or Pension Wise.
Any examples or case studies on this website are illustrative only. Names and figures are invented to explain how things work. They are not real clients and are not advice.
Accuracy and review dates
We aim to keep the content on this website accurate and up to date. Each page shows the date it was last reviewed, and the information on it reflects our understanding of the rules and practice as at that date.
Pension and tax rules, limits and allowances can change, sometimes at short notice. Content may become out of date after its review date. We don't promise that the website is complete, accurate or up to date at all times, and we may change or remove content without notice.
Links to other websites
This website links to other websites, such as the FCA, MoneyHelper, gov.uk, The Pensions Regulator and the Pension Protection Fund. We include these links for your information only.
We don't control other websites and we are not responsible for their content, availability, privacy practices or security. A link doesn't mean we endorse the website or anything offered on it. Please read the terms and privacy policies of any website you visit.
Intellectual property
The content, design, text and graphics on this website belong to Arthur Browns Wealth Management Ltd or our licensors, and are protected by copyright and other intellectual property laws.
You may view, print or download pages for your own personal, non-commercial use. You must not copy, reproduce, republish or distribute any part of the website for commercial purposes without our written permission.
Using this website
You agree not to misuse the website. In particular, you must not:
- use the website in any way that breaks the law or is fraudulent
- try to gain unauthorised access to the website, its server or any connected system
- introduce viruses or other harmful material
- send us information that is false or that you don't have the right to share
We may suspend or withdraw access to all or part of the website at any time, for example for maintenance. We don't promise that the website will always be available or free from errors.
Our liability
To the extent the law allows, we are not liable for any loss or damage arising from your use of, or reliance on, this website or its content, or from your use of any linked website.
Nothing in these terms limits or excludes:
- any duty or liability we have to you under the Financial Services and Markets Act 2000 or the FCA's rules
- our liability for death or personal injury caused by our negligence, or for fraud
- any other liability that cannot be limited or excluded by law
These terms cover your use of the website only. If you receive regulated advice from us, for example on a pension with a guaranteed annuity rate, or from a firm we introduce you to, that advice will be covered by separate terms that you will receive before you agree to go ahead.
Privacy
We take your privacy seriously. Our Privacy policy explains what personal information we collect when you use the website or contact us, how we use it, who we share it with and your rights.
Cookies
Our Cookie policy explains what cookies and similar technologies the website uses and how you can manage them.
Changes to these terms
We may update these terms from time to time. The "Last updated" date at the top of this page shows when they were last changed. Please check this page when you use the website, as the version in force at that time applies.
Governing law
These terms are governed by the law of England and Wales. Any dispute about them, or about your use of the website, will be dealt with by the courts of England and Wales. If you live in Scotland or Northern Ireland, you may also bring proceedings in your local courts.
If any part of these terms is found to be invalid or unenforceable, the rest will continue to apply.
Contact us
If you have any questions about these terms, please contact us:
- Email: phil@arthurbrowns.co.uk
- Phone: 0113 403 8425
- Post: Arthur Browns Wealth Management Ltd, Titan House, 13 Station Road, Horsforth, Leeds LS18 5PA
If you want to make a complaint, please email info@arthurbrowns.co.uk. Our Important information page explains how we handle complaints.
Last reviewed 22 October 2026