Client Situation £1,400,000 No spouse, 2 children Age 55 Has other deposit based savings of £350,000 Has no debt Outgoing of £40,000 per annum Plans to work until 65 with an income of £80,000 Are you in a similar situation? Request a consultation Learn more about transferring assets here I reviewed a client who had…
Client Situation £435,000 Married Aged 55 Outgoing of £1600 per month No loans or mortgage debt Good Health 3 Children but not dependent Are you in a similar situation? Request a consultation I received a contact request through this website for a man who had just received his transfer value. He was surprised at the…
Client Situation £140,000 Age 62 Married, no dependents Current Pension & Investment income £20,000 Outgoings £18,000 Buy to Let Property with £45,000 mortgage Residential mortgage with £40,000 mortgage Cashout Option Request a Consultation I was approached by a client who had a Defined Benefit Scheme from employment many years ago. The scheme had written to…
A comprehensive 2026 guide to transferring an occupational defined benefit pension — covering CETVs, FCA regulatory requirements, benefits you give up, the transfer process, and current legislative context including the abolition of the Lifetime Allowance.
Client Situation £45,000 No spouse or children Age 60 Has forces pension of £18,000 (inflation proofed) in payment Has a mortgage of £35,000 Outgoing of £20,000 per annum Part-time self employed with variable income around £10,000 Are you in a similar situation? Request a consultation A client approached me with a small Defined Benefit scheme…