Are you over 50?

Are you looking to transfer your pension?

How much could your Defined Benefit Pension be worth?

How much is your annual pension income going to be (in today’s money)?

When is it due to start?

Your pension transfer value could be in the range:


If you know the pension being offered at your scheme retirement date, this calculator gives an estimate of the potential Cash Equivalent Transfer Value (CETV) which might be offered. You are generally allowed one free CETV in any 12 month period, which when received in guaranteed for three months.

Regulated advice firm

We are fully regulated by the Financial Conduct Authority so all the advice we give has to be in your best interest.

Free, no obligation review

All of our pensions advisors are qualified, experienced and provide a free, no-obligation consultation guarantee. This means that your consultation is free of charge and there is absolutely no obligation to act on any advice or recommendation provided.

We do all the hard work

We fully understand that most people lead very busy lives and may not know where to look when searching for a pension advisor. Based on your advice requirements, we ensure that you are put in touch with our most suitable pension advisor.

Pension advice in 3 simple steps

Let us know the type of pension advice you are looking for by completing our form..

We will call you to arrange for you to speak to one of our expert pensions advisors.

A no obligation solution is offered, ready for you to proceed in your own time!

Pension Transfer Specialist

As Pension Transfer Specialists with years of experience, we’ll give you the best chance of meeting your retirement objectives. We can also advise on other plans such as workplace pensions or personal pensions.
Speak to a Specialist NOW

Some of the most frequently asked questions?

  • What will the advice cost?

    The cost for advice is a maximum of £3,000, no matter how many pensions you wish to transfer or the transfer value of your scheme. That’s it. The cost covers the initial advice, report and recommendation. If the advice is to transfer we’ll also arrange this all for you.

  • Why do I need Financial Advice?

    It is a regulatory requirement for anyone with a pension transfer value of over £30,000, who a pension with safeguarded benefits, to seek the help of a qualified pension transfer specialist. Pensions with safeguarded benefits include Defined Benefit/Final Salary Schemes, schemes with GMP and any other guarantees which provide a guaranteed income in retirement.

  • How does Financial Advice help me?

    Pension Transfer Specialists have years of experience in dealing with those at or approaching retirement. Transferring and managing, what is in the majority of cases, your biggest investment can sometimes be a daunting task. We provide pension fund management which uses some of the worlds largest and best fund managers in portfolios that mirror your approach to investment risk. There are no right or wrong answers with how much risk you want to take so we have a group of portfolios for every level of risk. You need to feel comfortable that your money is being managed by professionals in a way that suits your circumstances.

  • How long does it take?

    Transferring a Defined Benefit Pension is an important decision and one not to be rushed. We ensure we fully understand your situation and your objectives before making any recommendations. Typically we request further information from your scheme which is 90% of the delay in transferring. Scheme administrators are particularly busy with request to transfer and usually have a 15-20 days turnaround to answer requests. This is why schemes offer a 3 month guaranteed transfer value as it can often take this amount of time to gather all the required information to be able to make a suitable recommendation.

Get EXPERT advice NOW – Speak to a Pension Transfer Specialist