A Pension Transfer Specialist is a UK qualified adviser who has taken additional qualifications to advise on pensions with safeguarded benefits. Essentially, pensions with a promise to pay pension benefits can only be advised upon by an adviser who has the relevant qualifications. The caveat to this is if the benefits are less than £30,000,…
Abridged advice is designed to help advisers filter clients for whom a pension transfer is unlikely to be suitable. It provides a mechanism to engage with someone who wishes to discuss their possible defined benefit transfer, but without going into full advice and most importantly committing the client to the full costs of advice. It…
This is a question I get asked by many clients that what affects affects benefit transfer Values Should I transfer now or wait for the value to go up in the future? The short answer is that we don’t know. What we do know is that there are many factors that affect a defined benefit…
