Beware of Pension Scams: Protecting Your Retirement Savings in the UK
How pension scams work, the warning signs to look for, the checks to make before any transfer and where to report a suspected scam in the UK.
Reviewed 22 October 2026 · 9 min read
Pension guides
Plain-English guides to defined benefit and final salary pensions, transfer values, the advice process and the rules. General information, not advice.
Articles
Pension Consolidation in the UK: Unlocking Simplicity and Control
What pension consolidation means in the UK, its benefits and risks, and why DB pensions and pensions with GARs or GMPs need extra care before any move.
Reviewed 22 October 2026 · 7 min read
Illustrative exampleCase Study: DB Pension Transfer Decision for a Former Construction Manager (2026)
Illustrative example: a former construction project manager, 57, with a £258,000 CETV. What a regulated adviser might weigh, and why keeping is likely.
Reviewed 22 October 2026 · 6 min read
Illustrative exampleCase Study: A Logistics Executive's Final Salary Pension Transfer Question
Illustrative example: a logistics executive with a £325,000 DB CETV wants flexibility and control. What regulated advice would weigh, and the likely outcome.
Reviewed 22 October 2026 · 6 min read
Illustrative exampleCase Study: Former Aerospace Engineer's £265,000 DB Pension, Should Andrew Transfer? (2026 Guide)
Illustrative example: Andrew, 57, a former aerospace engineer with a £265,000 CETV. What a regulated adviser might weigh, and why keeping the DB is likely.
Reviewed 22 October 2026 · 6 min read
Illustrative exampleCase Study: Should a Former Automotive Worker Transfer His £238,000 DB Pension to a SIPP? (2026 Guide)
Illustrative example: Peter, 60, has a £238,000 CETV from an automotive firm's DB scheme. What regulated advice would weigh, and the likely outcome.
Reviewed 22 October 2026 · 6 min read
Illustrative exampleCase Study: Chemical Industry DB Pension Transfer: Process Engineer Keeps His Final Salary Scheme (2026)
Illustrative example: a process engineer, 58, with 26 years' service and a £235,000 CETV. What a regulated adviser might weigh, and why keeping is likely.
Reviewed 22 October 2026 · 5 min read
Illustrative exampleCase Study: Former Food Industry Supply Chain Manager’s £245,000 DB Pension: Should Emma Transfer? (2026 Guide)
Illustrative example: a former food industry supply chain manager with a £245,000 DB pension CETV. What a regulated adviser might weigh, and the likely outcome.
Reviewed 22 October 2026 · 6 min read