Can I retire at 55?
Can you retire at 55 in the UK? How pension access works now, the rise to 57 in April 2028, protected pension ages, DB schemes, tax and planning points.
Reviewed 23 October 2026 · 23 min read
Pension guides: page 7
Plain-English guides to defined benefit and final salary pensions, transfer values, the advice process and the rules. General information, not advice.
Articles, page 7
Should I Consolidate My Pensions? Your Complete Guide 2026
The pros, cons and key checks before combining pensions, and why DB pensions and pensions with guarantees need extra care. General information, not advice.
Reviewed 22 October 2026 · 12 min read
Should I Invest in Cash in My Pension?
Should you hold cash in your pension? The pros and cons of pension cash accounts, fixed-term deposits, fixed-term annuities and money market funds.
Reviewed 22 October 2026 · 9 min read
Pension Tax-Free Lump Sum: Has It Been Scrapped? (2026 Guide)
No, pension tax-free cash has not been scrapped. You can usually take 25%, up to the £268,275 Lump Sum Allowance. How it works for DC and DB pensions.
Reviewed 22 October 2026 · 11 min read
Pension Advisory Service
The Pensions Advisory Service is now part of MoneyHelper. Learn what free pension guidance covers and when you need regulated financial advice instead.
Reviewed 22 October 2026 · 11 min read
Fixed-Term Annuities Explained: How They Compare With Drawdown
How fixed-term annuities work, how they compare with drawdown, what happens on death and the pros and cons to weigh. General information, not advice.
Reviewed 22 October 2026 · 10 min read
How to Consolidate Your Pensions in 2026
How combining pensions works in the UK, the benefits and risks, and why DB pensions and pensions with guarantees such as GARs and GMPs need extra care.
Reviewed 22 October 2026 · 10 min read
Understanding Defined Benefit Transfer Values
How defined benefit transfer values work, why they fell sharply from 2022 as gilt yields rose, what affects them now and what to weigh before any transfer.
Reviewed 22 October 2026 · 7 min read