A free chat about how DB transfers work. Not advice. FCA regulated (FRN 825843).
Call 0113 403 8425Hypothetical case studies showing the kind of things a regulated adviser weighs up when someone asks about a defined benefit pension transfer. They are illustrative examples, not advice and not real clients.
Illustrative exampleIllustrative example: a former construction project manager, 57, with a £258,000 CETV. What a regulated adviser might weigh, and why keeping is likely.
Reviewed 22 October 2026 · 6 min read
Illustrative exampleIllustrative example: a logistics executive with a £325,000 DB CETV wants flexibility and control. What regulated advice would weigh, and the likely outcome.
Reviewed 22 October 2026 · 6 min read
Illustrative exampleIllustrative example: Andrew, 57, a former aerospace engineer with a £265,000 CETV. What a regulated adviser might weigh, and why keeping the DB is likely.
Reviewed 22 October 2026 · 6 min read
Illustrative exampleIllustrative example: Peter, 60, has a £238,000 CETV from an automotive firm's DB scheme. What regulated advice would weigh, and the likely outcome.
Reviewed 22 October 2026 · 6 min read
Illustrative exampleIllustrative example: a process engineer, 58, with 26 years' service and a £235,000 CETV. What a regulated adviser might weigh, and why keeping is likely.
Reviewed 22 October 2026 · 5 min read
Illustrative exampleIllustrative example: a former food industry supply chain manager with a £245,000 DB pension CETV. What a regulated adviser might weigh, and the likely outcome.
Reviewed 22 October 2026 · 6 min read
Illustrative exampleIllustrative example: Margaret, 59, has a £295,000 CETV. What a regulated adviser might weigh, from the TVC to inheritance tax and bridging income.
Reviewed 22 October 2026 · 6 min read
Illustrative exampleIllustrative example: a former bank manager with a £310,000 DB CETV and a 6.3% required return. What regulated advice would weigh, and the likely outcome.
Reviewed 22 October 2026 · 8 min read
Illustrative exampleIllustrative example: a former production manager weighs a £248,000 DB pension CETV, and why regulated advice would be likely to favour keeping it.
Reviewed 22 October 2026 · 7 min read